STJ: Banks Can Close Accounts without CDC Rules - 25/09/2026
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The 2nd Section of the STJ understood that banks can unilaterally close current account contracts, excluding the application of the Consumer Defense Code on the matter. For the STJ, the current account opening contract presupposes the affection contractus and mutual trust and the financial institution. The consumerist device itself, which considers abusive [...] The post STJ decides on cancellation of bank account appeared first in Tribuna do No…
Decision of the Superior Court of Justice allows financial institutions to close current accounts on their own initiative, as long as they respect the rules of transparency and prior notification The post New decision of the STJ releases closure of accounts of Nubank, Itaú, Santander and other banks without customer endorsement apareceu primeiro em ND More
Decision postponed application of the Consumer Protection Code rule
The STJ (Superior Court of Justice) has excluded banks from the scope of an article by the CDC (Code of Consumer Defense). Now, these companies can close current accounts of customers on their own initiative without the risk of judicialization based on the device. Read more (09/25/2026)
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