By Marina Lopes, Grist “This story was originally published by Grist. Sign up for Grist’s weekly newsletter here.” Two years ago, John Lowrey woke to the roar of water surging into his home. The 65-year-old retiree and father of five rushed toward his basement just as a 3-foot wave slammed through the door, tearing it from its hinges. Water crashed through his bay windows, drowning the family’s piano and heirloom cedar chests. His 29-year-old da…