The post What Happens to a 75 Year Old With a $500,000 IRA Who Takes the RMD in January vs December vs Monthly appeared first on 24/7 Wall St.. On the April 21, 2026 episode of Ask An Advisor With Wes Moss, a listener named Scott asked whether RMD withdrawals should come out monthly, in a lump sum at year-end, or left in the market as long as possible. Moss, the certified financial planner and host who co-anchors the segment on Clark Howard’s sh…