Vacation Homes Make Up 6.8% of Montana Housing, 7th Most in the U.S.
Researchers said Kentucky’s 1.7% vacation-home share trails the U.S. average as higher mortgage rates and home prices have cooled second-home demand.
- Recent analysis from SellMyTimeshareNow reveals vacation home ownership has declined annually since its 2018 peak, with the total falling to 4.74 million in 2024 as the United States housing stock share dropped to 3.3%.
- High mortgage rates and elevated home prices have substantially increased ownership costs while return-to-office trends reduced geographic flexibility, causing mortgage-financed second-home purchases to fall nearly 66% from their 2021 pandemic peak through 2025.
- Nantucket, Massachusetts leads small metros with 55.0% of housing stock dedicated to vacation use, while Maine and Vermont hold the highest state-level shares at 15.3% and 14.7%, and Montana accounts for 6.8%.
- Timeshares reached 79.9% occupancy in 2025, nearly 18 percentage points higher than the 62.3% hotel rate, concentrating vacation demand in resort zones without depleting conventional housing stock for year-round residents.
- Amid a national housing shortage estimated at 4.03 million units, these trends intensify debates over allocation as communities scrutinize whether limited inventory serves year-round residents or temporary vacation visitors.
14 Articles
14 Articles
Vacation Homes Make Up 2.9% to 10.1% of Housing Stock in Five States
The United States faces a roughly 4.03 million shortfall in housing, fueling higher prices and rents and making it harder for first-time buyers and workers to find affordable homes. A SellMyTimeshareNow analysis details how vacation homes and timeshares influence housing stock, with state-by-state variations in vacation-home shares as communities weigh policy responses to the broader shortage. · 25 sources across the spectrum on IJR News.
Vacation Homes Make Up 5.5% of Michigan Housing, 11th Most in the U.S.
While the U.S. has millions of homes that are used only seasonally or occasionally, vacation housing is far more concentrated in some communities than others. In several prominent resort markets, vacation homes account for more than half of the entire…
Vacation Homes Make Up 2.4% of California Housing
While the U.S. has millions of homes that are used only seasonally or occasionally, vacation housing is far more concentrated in some communities than others. In several prominent resort markets, vacation homes account for more than half of the entire…
Vacation Homes Make Up 4.9% of Minnesota Housing, 14th Most in the U.S.
While the U.S. has millions of homes that are used only seasonally or occasionally, vacation housing is far more concentrated in some communities than others. In several prominent resort markets, vacation homes account for more than half of the entire…
Only 1.7% of Kentucky Homes Are Vacation Homes, 9th Lowest Percentage in the U.S.
While the U.S. has millions of homes that are used only seasonally or occasionally, vacation housing is far more concentrated in some communities than others. In several prominent resort markets, vacation homes account for more than half of the entire…
Vacation Homes Make Up 3.9% of North Carolina Housing
While the U.S. has millions of homes that are used only seasonally or occasionally, vacation housing is far more concentrated in some communities than others. In several prominent resort markets, vacation homes account for more than half of the entire…
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