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U.S. mortgage delinquencies steady at 3% in September

Summary by HousingWire
U.S. mortgage delinquencies held steady at 3% in September 2025, unchanged from a year earlier but up slightly from 2.9% at the end of the second quarter, according to Cotality‘s newest Loan Performance Indicators report released on Tuesday. “The national delinquency rate has remained relatively stable over the past year and quarter. It is still up from the record lows seen in mid-2024. Even so, delinquencies remain low by historical standards, …
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HousingWire broke the news in on Tuesday, December 9, 2025.
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