The clock ticks past midnight. Your eyes are open, your body still – but your mind is anything but quiet. From bills to health scares to family stress, worry shows up, unpacks, and overstays its welcome.When it comes to worry, there’s no shortage of things that keep us up at night – some of it probably has us tossing and turning at times.According to experts like Ashley Pratt, a psychotherapist with OSF HealthCare, most of what we fret about nev…