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The Mortgage Firm Cools in April but Remains in Record Figures for the Last 16 Years While the Interest Rate Is Already 3%

Summary by 20minutos
The mortgage firm continues on its way, without going into the negative terrain in which the purchase of homes has been installed since the beginning of the year. According to the data published this Monday by the National Institute of Statistics (INE), 40,010 loans were signed in April for the acquisition of a flat, 2.3% more than in the same month of 2025. Neither the rise of the eurobor after the outbreak of the war in Iran nor the cooling of…

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Lean Right

The mortgage firm on housing in Andalusia drops by 4.3% in April compared to the same month of the previous year (as opposed to an increase of 2.32% nationally) worsening its annual evolution, to a total of 7,460 operations, according to data published by the National Institute of Statistics (INE). Compared to the previous month, signed mortgages recede in the community, with a decrease of 13.3%. In Andalusia, 1,203.59 million euros were lent fo…

·Spain
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Center

The mortgage firm continues on its way, without going into the negative terrain in which the purchase of homes has been installed since the beginning of the year. According to the data published this Monday by the National Institute of Statistics (INE), 40,010 loans were signed in April for the acquisition of a flat, 2.3% more than in the same month of 2025. Neither the rise of the eurobor after the outbreak of the war in Iran nor the cooling of…

·Madrid, Spain
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The Spanish mortgage market is still in full reactivation. In April 40,010 mortgages on housing were constituted, 2.3% more than a year earlier, according to data from the National Institute of Statistics. The figure has a historical reading: it is the best month of April since 2010, that is, from the first collets of the financial crisis. ... Read more

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The number of mortgages constituted in Andalusia has recorded in April its first annual fall of 2026, 4.3% less than in the same month of the previous year, according to the data published this Monday by the National Institute of Statistics (INE). The slowdown was already showing: after starting January with an increase of 19.2% and accelerating in February to almost 25%, March barely grew 4.5%. But the data of April breaks the trend and puts th…

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Catalonia closed April with 7,506 mortgages on housing, 18.5% more than in the previous year, and an average amount of 195,060 euros; the growth has been maintained since June 2026 and places the community among the ones that most pull the national market. Read more Repunt of mortgages in Catalonia: April marks the best record since 2010 in News.es.

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The number of mortgages registered on homes in the Basque Country in April rose by 6.5% compared to the same month last year (compared to a 2.32% increase for Spain as a whole), after emerging from negative growth rates and totaling 1,799 transactions. However, compared to the previous month, mortgages signed in the Basque Autonomous Community (CAV) fell by 6.3%, according to data published by the National Institute of Statistics (INE).

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20minutos broke the news in Madrid, Spain on Monday, June 22, 2026.
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