US EditionAverage US Long-Term Mortgage Rate Ticks up to 6.22%, but Remains Close to Its Low for the Year
The 30-year mortgage rate rose slightly to 6.22%, near the year's lowest point, while 15-year rates also increased, Freddie Mac reported.
- This week, Freddie Mac reported the average 30-year U.S. mortgage rate rose to 6.22% from 6.19%, releasing the figures Thursday and noting it remains near this year's low.
- Bond-Market moves and Fed decisions drive mortgage pricing, as mortgage rates generally follow the 10-year Treasury yield, which was 4.12% at midday Thursday.
- Freddie Mac reported the 15-year fixed-rate mortgage rose to 5.54% from 5.44% last week, affecting homeowners refinancing, while it averaged 5.84% a year ago.
- The move follows a fresh Federal Reserve cut a day earlier, but affordability remains a challenge for many homebuyers, especially first-time buyers, keeping some on the sidelines this week.
- On Thursday, Freddie Mac reported the 30‑year mortgage rate increased to 6.22% from 6.19%, highlighting recent rate swings influencing housing activity.
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Mortgage rates tick higher but remain near 2025 lows
Mortgage rates ticked higher this week, mortgage buyer Freddie Mac said Thursday.Freddie Mac's latest Primary Mortgage Market Survey, released Thursday, showed the average rate on the benchmark 30-year fixed mortgage increased to 6.22% from last week's reading of 6.19%. The average rate on a 30-year loan was 6.6% a year ago.HOME DELISTINGS SURGE AS SELLERS STRUGGLE TO GET THEIR PRICE"The average 30-year fixed-rate mortgage is well below the year…
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Average US long-term mortgage rate ticks up to 6.22%, but remains close to its low for the year
The average rate on a 30-year U.S. mortgage edged higher this week, though it remains relatively near its low point so far this year.
Mortgage Rates Remain Near 2025 Lows
Freddie Mac today released the results of its Primary Mortgage Market Survey® (PMMS®), showing the 30-year fixed-rate mortgage (FRM) averaged 6.22%. “The average 30-year fixed-rate mortgage is well below the year-to-date average of 6.62%, providing some sense of balance to the housing market,” said Sam Khater, Freddie Mac’s Chief Economist. News Facts The 30-year FRM averaged 6.22% as of December 11, 2025, up from last week when it averaged 6.1…
Mortgage Rates Tick Up but Remain Near 2025 Lows
As we head into 2026, mortgage rates are expected to remain in line with today’s rates, which, while not the sharp decline some buyers may have been hoping for, are enough to see modest home price growth in the new year, economists predict. The latest Primary Mortgage Market Survey® (PMMS®), released by Freddie Mac Thursday,… The post Mortgage Rates Tick Up but Remain Near 2025 Lows appeared first on RISMedia.
The average rate of a 30-year mortgage in the United States increased slightly this week, although it remains relatively close to its lowest point so far this year.
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