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The 4 steps you need to take to help avoid late payment fees and fines
Experts say meeting friends for a focused 30-minute admin session can help people tackle bills and subscriptions before late fees build up.
Admin Nights have gained traction on TikTok this year as friends meet to tackle tedious financial and administrative tasks together in one focused session.
People have been advised to follow four steps to prevent 'admin paralysis' and avoid costly late payment fees when Bills and financial responsibilities feel overwhelming.
Lora Rowley, a personal finance expert at Starling Bank, suggests setting a 30-min timer when guests arrive and tackling important Bills first to build momentum.
Vicky Reynal, a financial psychotherapist for The Times and Sunday Times, recommends individuals "shift your identity from avoidance to agency" to build Confidence through repeated engagement.
Regular sessions instead of one-off occasions provide External accountability and help break the procrastination cycle, ensuring long-term follow-through on financial tasks.