Mortgage rates are staying high – and the Fed can do very little about it

U.S. mortgage rates are staying high – and the Federal Reserve can do little about it

Investors’ inflation expectations, much more than the central bank, are among the factors that affect the cost of home loans.

Mortgage rates are staying high – and the Fed can do very little about it

U.S. homebuyers can’t get a break.

U.S. mortgage rates are staying high — and the Fed can do very little about it

Even though the Fed cut interest rates in 2024 and 2025, mortgage rates have stayed high, frustrating many would-be homebuyers. (AP Photo/Jenny Kane)U.S. homebuyers can’t get a break. The 30-year mortgage rate has been stuck at recent highs well above 6% and now averages 6.48%, according to the data released on June 4, 2026, by Freddie Mac, which bundles and sells home loans. That marks another blow for Americans hoping to buy a home or refinanc…

U.S. Mortgage Rates Are Staying High – And the Fed Can Do Very Little About It

U.S. homebuyers can’t get a break. The 30-year mortgage rate has been stuck at recent highs well above 6 percent and now averages 6.48 percent, according to the data released on June 4, 2026, by Freddie Mac, which bundles and sells home loans. That marks another blow for Americans hoping to buy a home or refinance their current mortgage that had been locked in at similarly steep rates. It’s also a sharp jump since February 2026, when the financi…

U.S. mortgage rates are staying high — and the Fed can do very little about it - Hillsboro Sentry Enterprise

Even though the Fed cut interest rates in 2024 and 2025, mortgage rates have stayed high, frustrating many would-be homebuyers. (AP Photo/Jenny Kane)U.S. homebuyers can’t get a break. The 30-year mortgage rate has been stuck at recent highs well above 6% and now averages 6.48%, according to the data released on June 4, 2026, by Freddie Mac, which bundles and sells home loans. That marks another blow for Americans hoping to buy a home or refinanc…

U.S. mortgage rates are staying high — and the Fed can do very little about it - The Mexico Ledger

Even though the Fed cut interest rates in 2024 and 2025, mortgage rates have stayed high, frustrating many would-be homebuyers. (AP Photo/Jenny Kane)U.S. homebuyers can’t get a break. The 30-year mortgage rate has been stuck at recent highs well above 6% and now averages 6.48%, according to the data released on June 4, 2026, by Freddie Mac, which bundles and sells home loans. That marks another blow for Americans hoping to buy a home or refinanc…