Mortgage and refinance interest rates today, October 1, 2025: A small move down as rates work to find a direction

Mortgage Rates Predictions for the Next 12 Months: Oct 2025 to Oct 2026

Discover mortgage rate predictions for the next 12 months—from October 2025 to October 2026. Stay ahead with insights into market trends, interest rate forecasts, and housing outlook.

Mortgage and refinance interest rates today, October 1, 2025: A small move down as rates work to find a direction

Mortgage interest rates took small steps lower today. According to Zillow, the average 30-year fixed mortgage rate fell one basis point to 6.35% while the 15-year rate dropped eight basis points to 5.61%. Read more: Where and how to find the lowest mortgage rates right now Today's mortgage…