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Law change likely leads to more insurance claims being denied when fault is disputed, attorney says

As of January 1, 2026, Louisiana now follows a modified comparative fault law to determine who can recover money from a crash. Prior to this, Louisiana  followed pure comparative fault law, which allowed anyone injured in an accident to recover compensation for the harm caused based upon an allocation of fault between all parties. Under pure comparative fault, a person could be primarily responsible and still recover, though the award was reduce…
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St. Charles Herald Guide broke the news in on Tuesday, February 3, 2026.
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