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Insurance, Mortgage Loans and More: What Happens to a Home if an Earthquake Leaves It Uninhabitable or Destroys It?

Summary by El Comercio
A policy can cover from home repair to total loss, as well as temporary accommodation and removal of debris. However, the scope depends on the contract. What happens if the property has a mortgage, what happens to the land and how much does it cost to protect a property from an earthquake?
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A policy can cover from home repair to total loss, as well as temporary accommodation and removal of debris. However, the scope depends on the contract. What happens if the property has a mortgage, what happens to the land and how much does it cost to protect a property from an earthquake?

·Lima, Peru
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El Comercio broke the news in Lima, Peru on Saturday, August 15, 2026.
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