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Innovating Borrowing: Short-Term Online Loans and the Shift Toward Digital Lending
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Innovating Borrowing: Short-Term Online Loans and the Shift Toward Digital Lending
Short-term online loans used to be judged mainly by speed. Now, the focus is on how well the entire system performs from start to finish. A smooth digital process must support verification, clear terms, and accurate account tracking without gaps. At the same time, digital lending is branching into more structured categories, including installment loans and wage-linked advances. Federal guidance is clarifying what counts as consumer credit, shapi…
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