Tama Phelps, 64, lives in Ann Arbor, Michigan. For 39 years, she has been caring for her daughter, born with a spina-bifida, a congenital malformation that affects the spine and causes serious complications. In order to be able to care for her daughter who became totally dependent, she has had to resolve to retire at 60, a decision that has had a heavy impact on her finances. "I was 25 when my daughter was born. She has just been 39 years old. I…
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Tama Phelps, 64, lives in Ann Arbor, Michigan. For 39 years, she has been caring for her daughter, born with a spina-bifida, a congenital malformation that affects the spine and causes serious complications. In order to be able to care for her daughter who became totally dependent, she has had to resolve to retire at 60, a decision that has had a heavy impact on her finances. "I was 25 when my daughter was born. She has just been 39 years old. I…