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Budget Percentages: How Much to Spend by Category in 2026

Summary by WalletHub
One challenge you will face when budgeting is determining how much of your income to spend in different categories. Percentage-based budget rules, like the 50/30/20 rule or the 70/20/10 rule, are useful strategies that can guide your spending and help you organize a better budget. Below, we’ll run down some standard budgeting percentages you might want to try. Try WalletHub's free budgeting tools Recommended Budget Percentages by Category Catego…
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2 Articles

The management of personal finances is a key pillar for individual and family economic stability. In this context, various methods of budgetary organisation arise, and one of the most widespread is rule 50/30/20. This article presents a detailed analysis of how to use the rule 50/30/20 to organize the budget and manage money every month, detailing its components, practical application and considerations necessary for its adaptation to the differ…

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WalletHub broke the news in on Tuesday, February 3, 2026.
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