It’s 2 a.m., the furnace has quit, and the thermometer outside reads -28°C. By breakfast, the house is cold, and the quote you’ve just received is bigger than your bank balance. What makes a repair urgent? What happens if you wait? Plain and simple. The dollar figure at the bottom of an estimate is a separate matter. Before you search for same-day loans in Canada, control the hazard, take photos of the damage, and call your insurer. Some repairs…