Govt. Ratifies 8.25% EPF Interest Rate for FY'26, to Be Credited This Month
The rate stays at the same level for the third straight year, and interest will be credited to more than 7.8 crore subscribers this month.
- On Thursday, the Finance Ministry ratified an 8.25% interest rate on EPF deposits for 2025-26, confirming the rate for over 7.8 crore contributing subscribers.
- In March, the Central Board of Trustees, chaired by Union Labour Minister Mansukh Mandaviya, recommended 8.25% for the third consecutive year, establishing the foundation for this ratification.
- Maintaining the 8.25% rate defied suggestions from the Finance Ministry and an investment sub-committee to cut it to 8.10%, creating an estimated loss of Rs 944.06 crore.
- Subscribers will see interest credited by the EPFO this month, while a formal notification from the Ministry is expected later this month.
- By the end of June, the Labour and Employment Ministry plans to launch a digital ecosystem enabling subscribers to withdraw 75% of their corpus via UPI or ATM.
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The Centre has approved an interest rate of 8.25% for EPFO for the financial year 2025-26. Now the question is, when will the interest money be deposited in the PF account? Know the complete information.
EPF interest rate retained at 8.25% for FY26
Employees' Provident Fund interest rate for 2025-26 is set at 8.25 percent. This rate remains unchanged for the third year. Over 70 million EPF members will see the interest credited by month-end. EPFO is also introducing UPI-based withdrawals for faster access to funds.
Finance ministry ratifies EPF rate of 8.25% for FY26; UPI withdrawal by month-end
The Central Board of Trustees (CBT), the top decision-making body of EPFO, typically recommends the rates annually around February-March, after which the recommendations are sent to the finance ministry for approval.
After a long wait, your PF interest is now about to be deposited into your account. The government has approved it. The board will soon complete the process.
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