Getting Through a Cash Crunch: What Options Do Northern Ontarians Have?

Getting Through a Cash Crunch: What Options Do Northern Ontarians Have?

The car’s fixed in Thunder Bay, the shop expects payment, and payday sits four days away. To take the car home, you have to borrow, and borrowing without comparing charges turns a $400 repair into a $470 repair. In 2026, someone living in Northwestern Ontario can choose from an employer advance, a credit union line of credit, a licensed payday lender, or an app-based tool like KOHO Cash Advance. None of them fits every bill. “No added interest” …