Fintech unicorn Zilch lands payments licence from City watchdog

Zilch Lands FCA Payments Licence Marking Major Strategic Growth Milestone

LONDON--(BUSINESS WIRE)--Dec 11, 2025-

Fintech unicorn Zilch lands payments licence from City watchdog

One of Britain’s most prominent fintech unicorns has secured a payments services licence from UK regulators as it hunts for acquisition targets ahead of an eventual move to list its shares publicly.

Zilch secures FCA licence ahead of payments product launch

Zilch has secured a new payments services licence that will allow it to develop in-house payment methods ahead of a major product launch.

Fintech Unicorn Zilch Lands Payments Licence From City Watchdog

Sky News understands that Zilch, which has more than five million customers, will announce on Thursday that it has been awarded the licence by the Financial Conduct Authority (FCA). It is also expected to say that it has deepened its relationship with Visa, the global payments network, by becoming a direct, principal member, which will pave the way for new payment-related collaborations between the two companies. Money latest: Big rise in pensio…