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Fintechs Are Becoming Banks: What Does It Mean for SMEs?
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Fintechs are becoming banks: What does it mean for SMEs?
By Mark Andreev, CEO at Exactly.com For much of the past decade, fintechs were defined by their ability to address barriers in the financial sector by doing what traditional financial institutions could not. Whether it was making payments faster, simplifying lending or improving the customer experience, challenger firms built their reputations by removing long-standing friction […]
Fintech and digital banks concentrate their supply mainly in neglected sectors, with credit cards and personal loans. Fintech’s publication already concentrates 4% of consumer credit in Mexico; obtaining a bank license does not guarantee an improvement, says Fitch Ratings first appeared in the CEO.
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