US EditionEducation Department caps graduate school loans
The rule eliminates the graduate PLUS program and sets new borrowing caps of $20,500 a year for graduate students and $50,000 for professional students.
- On Thursday, The Department of Education finalized new federal student loan regulations stemming from President Donald Trump's "big beautiful bill," the Working Families Tax Cuts Act, signed into law last July.
- The Department restricted the "professional" degree category to 11 specific doctoral programs, defending the narrow definition as providing a "clearer and more uniform boundary" despite significant pushback from academic institutions and stakeholders.
- Graduate degree programs now face annual limits of $20,500 and a $100,000 lifetime cap, while the agency established an aggregate lifetime loan limit of $257,500 including prior undergraduate loans.
- Robert Farrington, founder of The College Investor, warns that while federal loans remain the "best way to go," students exceeding limits face private loans lacking forgiveness options and "inherently more expensive" terms.
- The final regulations take effect July 1, 2026, though students currently enrolled in graduate programs with existing loans remain exempt from these limits for up to three years.
25 Articles
25 Articles
Education Department Finalizes Landmark Rule to Lower Cost of College
The Department of Education has released a final rule that aims to lower the cost of college and make student loan repayment easier. The department will implement loan limits and other “common-sense” measures for financing higher education and protecting families and taxpayers within two months, Education Undersecretary Nicholas Kent said Thursday. The new regulations, which the department will publish on May 1, eliminate the Grad PLUS program,…
Department of Education: New Student Loan Restrictions Take Effect Within 2 Months - The Thinking Conservative News
Loan limits and other “commonsense” measures for financing higher education and protecting families and taxpayers should be in place within two months. The post Department of Education: New Student Loan Restrictions Take Effect Within 2 Months appeared first on The Thinking Conservative News.
American Nurses Association’s Statement on the Department of Education’s Finalized Graduate Student Loan Rulemaking
New Federal Loan Limits Will Restrict Access to Advanced Nursing Education and Weaken the Healthcare Workforce SILVER SPRING, MD, April 30, 2026 (GLOBE NEWSWIRE) -- The American...
Education Department caps student loans for grad school
The Department of Education announced Thursday that it will cap federal student loans for graduate programs, a change officials say is aimed at lowering college costs and reducing long-term debt burdens. Under the new framework, graduate students will be limited to borrowing $20,500 per year, up to a lifetime cap of $100,000. Students enrolled in designated “professional” programs, including law, medicine, dentistry, and veterinary medicine, wi…
Mason City Globe Gazette
Sioux City JournalAANA Issues Statement on Department of Education Final Rule on Student Loan Caps and Advanced Nursing Degrees
ROSEMONT, Ill., April 30, 2026 /PRNewswire/ -- Statement from the American Association of Nurse Anesthesiology (AANA) President Jeff Molter, MSN, MBA, CRNA, on the U.S. Department of Education's (ED) final rule on student loan caps and advanced nursing degrees:
Education Department caps graduate school loans
The U.S. Department of Education announced Thursday that new caps on federal loans for graduate school programs will go into effect July 1. The department said this decision is part of the Trump administration’s efforts to reduce the costs of postsecondary education and streamline the student loan repayment process. Last July, President Trump signed the…
Coverage Details
Bias Distribution
- 48% of the sources lean Right
![[your]NEWS](/_next/image?url=https%3A%2F%2Fgroundnews.b-cdn.net%2Finterests%2Ffb6dc495f74049f513563c33352175eaa0ecd509.jpg%3Fwidth%3D60&w=128&q=75)
Factuality
To view factuality data please Upgrade to Premium
