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Do police respond to car accidents in private parking lots?

Police involvement in private parking lot accidents depends on injury severity, property damage, crime evidence, or property owner requests, affecting insurance claims and reporting.

  • Police response to private‑property crashes is inconsistent, as some departments dispatch officers to all accidents while others avoid minor fender‑benders on private property.
  • Private property status often pushes these crashes into civil channels, as ownership can limit law enforcement’s authority and insurers typically handle disputes.
  • Call the non‑emergency police line and document the scene, since collision coverage pays for repairs regardless of fault and detailed information supports claims.
  • File with the at‑fault driver’s insurer when responsibility is clear, but if the other driver is 100% at fault, insurance premiums usually remain unchanged.
  • Police respond more readily to crashes with serious injury or suspected crime, and property owners can request intervention, CheapInsurance.com contributor John Davey explains.
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Do police respond to car accidents in private parking lots?

CheapInsurance.com reports police may not respond to car accidents in private parking lots unless serious injuries or crimes are involved.

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The Billings Gazette broke the news in Billings, United States on Friday, September 26, 2025.
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