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COLUMN: On COBRA after retiring? Enroll in Medicare the right way to avoid a penalty

Dear Toni: I retired from my employer in July when I turned 67 and enrolled in COBRA, which began August 1, instead of enrolling in Medicare. I was told that COBRA protected me from the Medicare penalty for 18 months.

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  • 100% of the sources lean Left
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Daily Progress Jacksonville, TX broke the news in on Saturday, March 21, 2026.
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