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Child Trust Funds and young people with SEND: What happens at 18?

Summary by Enable Law
For many families of young people with special educational needs and disabilities (SEND), a Child Trust Fund (CTF) can provide valuable financial support for future needs. However, parents are often surprised to discover that once their child turns 18, they can no longer automatically access the account, even if they have managed every aspect of their child’s care, support and finances throughout their life. Enable Law’s Legal Director, Rukhsana…
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Enable Law broke the news on Monday, August 10, 2026.
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