Canadians sitting on $2 billion in uncashed federal cheques: documents
About 3.9 million federal paper cheques remain uncashed, including $141 million from the Canada Carbon Rebate and $42.8 million from the Canada Child Benefit.
- On Feb. 2, 2026, documents tabled in Parliament showed Ottawa issued 3.9 million paper cheques to Canadians over the past four years that went uncashed, leaving about $2 billion unclaimed.
- The federal government prefers direct deposit, but some benefits are still sent by paper cheques, and government cheque rules ensure these cheques do not expire even if programs are cancelled.
- Program-Level figures reveal $141,000,000 in uncashed cheques for the Canada Carbon Rebate and roughly $42.8 million left unclaimed by Families in the Canada Child Benefit.
- Families face unclaimed sums because some cheques for the Canada Carbon Rebate remain payable, and the Canada Child Benefit is a tax-free monthly payment, despite not all being cashed.
- Documents tabled recently in Parliament show Ottawa issued 3.9 million paper cheques over the past four years that went uncashed, leaving about $2 billion in funds unclaimed.
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Some 2 billion cheques sent by federal departments were not cashed by Canadians.
Canadians sitting on $2 billion in uncashed federal cheques: documents
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Canadians Are Sitting on $2 Billion in Uncashed Government Cheques (Yes, Really)
If money could sigh loudly from inside a filing cabinet, it would be doing it right now. According to newly released documents, Canadians have managed to leave more than $2 billion completely untouched by not cashing millions of paper cheques mailed out by the federal government. That’s billion with a “B.” As in, “I could really use that right now.” These forgotten cheques include tax refunds, pension payments, and various benefit cheques issue…
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