California Homeowners Get 2 Years of Postfire Insurance Protection Under Governor's Bill

California homeowners get 2 years of postfire insurance protection under governor's bill

California is now trying to give residents more breathing room with a new bill that extends post-disaster insurance safeguards for homeowners.

California’s New Smoke-Damage Law Changes the Rules for Wildfire Insurance Claims

California homeowners whose homes survive a wildfire may nevertheless face extensive smoke contamination, remediation, and displacement. A new California law is designed to change how insurers investigate and handle those claims. On September 15, 2026, Governor Gavin Newsom signed Assembly Bill 1795, the Smoke Damage Recovery Act. The California Department of Insurance describes the measure …