Bank Profit Beats Record R$ 255 Billion in 2025

Globo

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Increased profit occurred in a period in which Selic rose to a higher level in almost 20 years. Director of Febraban says it is 'misconception' to claim that banks benefit from high interest rates.

Revista Oeste

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The profit of the Brazilian banks reached the record of R$ 255 billion in 2025, according to the Central Bank (BC). The result occurred in a year of Selic at 15% a year, the highest level in almost 20 years. The BC raised the interest rate to contain inflation. The rate began to fall only in 2026. The banks use Selic as a reference for loans. On the free credit lines, the interest rate exceeds the basic rate. On the revolving credit card and on …