A picture of average American debt, according to Credit Karma data
Student loan balances rose 6.3% and Gen Z posted the fastest debt growth as Credit Karma members managed higher borrowing and collections.
- Between April and June 2026, average debt among Intuit Credit Karma members rose to $60,112, a 2.38% increase from the fourth quarter of 2025.
- Across more than 107.3 million Credit Karma accounts, combined overall debt exceeds $10.6 trillion, driven by growth in three of the four major debt categories.
- Student loan debt surged 6.30% to $36,217 in the second quarter of 2026, while average credit card debt declined 2.30% to $7,685.
- Among all generations, Generation Z saw the fastest-growing debt, though their credit card debt remained flat at-0.18% as they prioritized other financial obligations.
- Credit inquiries fell or remained flat across most demographics, a trend suggesting Americans are increasingly cautious about applying for new credit while managing rising debt levels.
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15 Articles
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A picture of average American debt, according to Credit Karma data A new report provides a snapshot of average American debt, based on a July 2026 study of more than 107.3 million Intuit Credit Karma members with a combined overall debt of more than $10.6 trillion. The report is not a comprehensive view of debt across the entire U.S. population. Overall debt is defined as any type of debt noted on a member’s credit report. This includes credit c…
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A picture of average American debt, according to Credit Karma data A new report provides a snapshot of average American debt, based on a July 2026 study of more than 107.3 million Intuit Credit Karma members with a combined overall debt of more than $10.6 trillion. The report is not a comprehensive view of debt across the entire U.S. population. Overall debt is defined as any type of debt noted on a member’s credit report. This includes credit c…
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A picture of average American debt, according to Credit Karma data A new report provides a snapshot of average American debt, based on a July 2026 study of more than 107.3 million Intuit Credit Karma members with a combined overall debt of more than $10.6 trillion. The report is not a comprehensive view of debt across the entire U.S. population. Overall debt is defined as any type of debt noted on a member’s credit report. This includes credit c…
A picture of average American debt, according to Credit Karma data - Hillsboro Sentry Enterprise
A picture of average American debt, according to Credit Karma data A new report provides a snapshot of average American debt, based on a July 2026 study of more than 107.3 million Intuit Credit Karma members with a combined overall debt of more than $10.6 trillion. The report is not a comprehensive view of debt across the entire U.S. population. Overall debt is defined as any type of debt noted on a member’s credit report. This includes credit c…
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