An aerial view of some of the planned homes at the Chestnut Ridge higher ground community in Knott County. Nonprofit builders including H.O.M.E.S. Inc. and the Housing Development Alliance have conducted the construction. (Courtesy H.O.M.E.S. Inc.)It all came down to scrambled eggs. In the early 1990s, affordable housing advocate Michelle Budzek was told that if she wanted to get something done at the legislature – like a statewide trust fund f…